Stay on top of your money without all the legwork
Krezzo is a personal finance tool that texts you useful updates about your money, so you can make better decisions. No apps. No spreadsheets. No nonsense.
Managing your money shouldn't be frustrating
If you've ever felt any of this, you're not alone...
Why most money tracking tools don't work
Let's be honest about why you're still financially stressed despite trying everything...
📊 Spreadsheets are a headache
Who wants to deal with spreadsheets? It's 2025, not 1995.
- • Requires Excel expertise most people don't have
- • Lots of setup for basic functionality
- • One wrong formula breaks everything
🏦 Finance apps are overkill
They promise the world, deliver complexity, then disappear.
- • Aggressive upselling at every turn
- • More expensive than most subscriptions you're trying to track
📝 Bank tools miss the mark
Siloed data with a lackluster user experience.
- • Only track what the bank lets you
- • Difficult to get meaningful insights
- • Dry and bland interfaces
What you really want is to be smart with your money without all the hassle
Meet Krezzo
Your lightweight partner in finance
What Does Krezzo Do?
Simple, personalized, and automated way to better understand what's going on with your money, so you can make better decisions, stay informed, and unlock the financial freedom you desire.
Enables You to Make Better Decisions
Krezzo gives you clear insights that enable you to choose wisely about spending, saving, and planning for the future—no more financial guesswork.
Keeps You Informed About Your Money
Krezzo delivers real-time updates about your money so you're never caught off guard— no apps to check, no spreadsheets to maintain.
Helps You Unlock Financial Freedom
Krezzo helps you take control of your financial future by building confidence in your money management so you can work toward the life you want.
The result? You become someone who understands their money, makes confident financial choices, and moves closer to their goals — all without the stress, complexity, or time commitment of traditional money management.
How Does Krezzo Work?
Simple, automated, and powerful
1) Securely syncs your transactional data from your bank(s)
2) Intelligently identifies recurring bills, spending patterns, and income cycles
3) Automatically texts you bite-sized insights about your money
No apps to check, no spreadsheets to maintain, no banks to wrangle with.
Just the financial awareness you've been missing, delivered in a simple way.
What you actually get
No fluff, no filler. Just what matters.
Yesterday's spending breakdown
See exactly where your money went without opening an app
Automated bill awareness
Never get hit with surprise charges again
High activity merchant spending pacing
When you're blowing through cash faster than usual
Track high spend categories
When you're blowing through cash faster than usual
Weekly summaries
Set it and forget it. We do the work, you get smarter
Monthly recap
Set it and forget it. We do the work, you get smarter
Daily runway reports
Never get caught off guard again.
Smart savings alerts (coming soon)
Get notified when you have extra money to save or invest
Deal and cashback opportunities (coming soon)
Personalized offers and cashback alerts based on your spending patterns
Powerful platform features
Everything you need to master your money, delivered via text
Automated Expense Analysis
AI-powered detection of recurring bills, subscriptions, and payment patterns
Expense Splitting
Split shared expenses and track who owes what with intelligent merchant detection
Smart Merchant Tagging
Consistent categorization across all your accounts with smart merchant recognition
Spending Pace Tracking
Monitor spending trends and get alerts when you're ahead of your usual patterns
Activity Sorting
View your transactions by frequency, amount, or merchant to spot patterns
Multiple Account Connections
Secure bank integration with more connections coming soon
Smart Search & Filtering
Find any transaction instantly with powerful search and filtering
Budget Tracking
Track your discretionary spending against your monthly budget
Recurring Bill Detection
Automatically identify and track your recurring bills and subscriptions
How to get started
Just a few steps and you're in.
Sign up for free to create your account
Takes 2 seconds. We're not going to ask you a million questions.
Connect your bank
Via secure Plaid integration. Same thing your bank uses.
Start receiving texts!
Adjust as you wish... what you spent, what's coming, and more. Done.
Stop flying blind with your money
Start getting daily financial awareness that actually works. No apps, no spreadsheets, no BS.
Get Started FreeCommon Questions
Everything you need to know about Krezzo
Is this really secure? I'm giving you access to my bank account.
Absolutely. We use Plaid, the same secure connection your bank uses. We sync your transactions but can't touch your money, make transfers, or access your account details. It's read-only access, just like when you check your balance online.
I don't want to be spammed with texts all day. How often do you send them?
We send texts daily with everything you need to know. No spam, no random alerts, no annoying notifications. You can also customize your schedule or pause anytime.
What if I don't like it? Can I cancel?
Yes, cancel anytime with one click. No contracts, no hidden fees, no hassle. We want you to love it, but if you don't, we'll make it easy to leave. Your data is deleted when you cancel.
My bank isn't listed. Can I still use this?
We support over 11,000 banks and credit unions through Plaid. If your bank isn't supported, we'll help you find an alternative or work with you to add it. Most major banks, credit unions, and even some international banks are covered.
I already have a budgeting app. Why do I need this?
Budgeting apps require you to open them, categorize transactions, and maintain spreadsheets. We do the work for you and deliver insights via text. No app to remember, no manual work, no complex interfaces. Just awareness without the effort.
What if I have multiple bank accounts and credit cards?
Perfect! We will soon be able to connect all your accounts in one place. Your daily text will show spending across all accounts, giving you a complete picture of your finances. No more checking 5 different apps to see where you stand.
I'm not good with money. Will this actually help me?
That's exactly why we built this. You don't need to be "good with money" - you just need awareness. Our texts show you patterns you didn't see before, like "You spent $200 on coffee this month" or "Your subscription costs are up 30%." Knowledge is power.
What if I get charged for something I didn't buy?
We'll flag unusual spending patterns and unknown merchants. If you see a charge you don't recognize, you'll know immediately instead of finding out weeks later. Early detection can save you hundreds in fraudulent charges.
I'm worried about privacy. What data do you collect?
We only collect transaction data to send you insights. We don't sell your data, share it with third parties, or use it for advertising. Your financial information stays private and secure. We're in the awareness business, not the data business.
What if I want to change my plan or upgrade later?
Easy! You can upgrade, downgrade, or change your plan anytime from your account. No penalties, no waiting periods, no complicated processes. Start with the free sample, then choose the plan that fits your needs.
Start taking control of your money
Join thousands who are already getting daily financial insights that actually work. No apps, no spreadsheets, no BS.
Sign Up TodayFree to start • No credit card required • Cancel anytime